As a contractor, you are likely to face a variety of risks on a daily basis. The contractor works insurance is a type of insurance policy that covers those risks, providing essential protection for you and your business.

Contractor work insurance is designed to protect you against any financial losses that may be incurred due to an accident, injury, or damage to property. It can also provide financial protection against any legal action that may be taken against you.

The most common type of contractor works insurance is liability insurance, which covers any costs associated with any damage or injury caused to third parties or their property. This type of cover is essential for contractors, as any accident or injury that occurs on-site could lead to a costly legal battle.

Another type of contractor works insurance is professional indemnity insurance. This policy covers any financial loss that may be incurred due to professional negligence, such as errors or omissions in your work. This is especially important for contractors, as any mistake could lead to a costly legal dispute.

Finally, contractor works insurance can also provide cover for any tools, equipment, or machinery that you use in your work. This type of cover is essential for contractors, as any loss or damage to these items could lead to financial losses.